A: You will be presumed liable unless you can prove your injured worker is lying or exaggerating, and the evidence you need in hard to produce. Cases are regularly established even when the accident was unwitnessed, the initial hospital records are not produced (or are suppressed), or the description of the accident makes no sense. One employer lost a challenge to its case because the judge swore he had been in an elevator that fell, despite statistical evidence that the last time an elevator did a freefall was long before that judge was born. You will be expected to testify at trial regarding your relationship with the claimant. For example: How did you meet? When did he or she first work for you? What were his or her duties? How much was he or she paid? etc. ...

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